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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Choose the Visa® credit card option with the benefits that matter most to you.

Features & Benefits

  • Cash back, rewards and travel incentive options1
  • 0% intro APR2 on purchases and balance transfers for the first 12 billing cycles after which a variable APR will apply2
  • Competitive rates2 and no annual fee2
  • Online and paperless account management at MyCardStatement.com

  • Free FICO credit score and chip card security3

  • Fraud monitoring and zero fraud liability

  • Email and text fraud alerts

  • Mobile payments

1Available with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.

2Variable APR will apply after introductory period. 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 8.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 15.24% and 25.24%, Platinum Edition APRs are currently between 14.24% and 24.24%, and Cash Rewards Platinum APRs are currently between 18.24% and 28.24%. Rewards Platinum Cash Advance APR is currently 27.24%, Platinum Edition Cash Advance APR is currently 27.24%, and Cash Rewards Platinum Cash Advance APRs are currently 27.24%-30.24%. All APRs are based on creditworthiness. Rates are accurate as of September 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A. See "Important Disclosures" on the card application or visit the TCM Bank, N.A. website for current terms, rates and fees.

3FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

This card is issued by TCM Bank, N.A. Visit their website for current rates and disclosure information.

Mobile Banking

Check balances. Transfer funds. Make free mobile deposits. Manage your money wherever life takes you. No surprise fees or monthly charges.

Learn More - Mobile Banking

Calculators

What's the maximum mortgage I can afford? How much will I need to save for retirement? Let's find out.

Do the Math - Calculators

What's it like to Bank Maspeth?

See what our members have to say.

“Wonderful service over my 25 years with the bank. They’ve also updated all their services in dealing with foreign countries. This bank offers interest on checking as well as savings accounts. And it’s a bank still interested in families – very unique!”

- Lisa V.