BORROWING
Competitive rates on mortgages, home equity and commercial real estate loans, serviced in-house.
Borrow
Mortgages
Explore our mortgage products, check current mortgage rates and talk to a lender.
Home Equity
You earned it. Now use it to fund a renovation, pay a tuition bill or anything else life throws your way.
Commercial Real Estate
Multi-family, mixed-use, full commercial, lines of credit, construction loans and expert commercial lenders to put it all together.
MORTGAGE Rates
1 Rate is based on the New York Times Prime Rate. The maximum APR is 15.00% and the minimum APR is 5.00%. The maximum allowable line amount; combined DTI cannot exceed 43%. Property insurance is required, and flood insurance may be required. You should consult with a tax advisor about the deductibility of interest paid on your home equity line of credit.
Our primary lending area consists of the five NYC boroughs (Manhattan, Queens, Brooklyn, Bronx, and Staten Island), Nassau, Suffolk, and Westchester Counties. Terms and rates are subject to change without notice. Rates are for informational purposes only and are not binding until a formal commitment has been issued. Maspeth Federal Savings is an Equal Housing & Equal Opportunity Lender and generates loans without regard to race, color, religion, national origin, sex including gender, gender identity, sexual orientation and disability.
Go Mobile
Check your savings account balance, make deposits and transfer funds on the go with our mobile banking app.
Additional Services and Resources
What's it like to Bank Maspeth?
See what our members have to say.
As a first time homeowner, I couldn’t have chosen a better bank to guide me through the mortgage process and deliver a more personalized experience than MFS. Each person I encountered along the way was highly professional, knowledgeable and accessible. Service and expertise were unmatched.
-Lauren C.
