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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

  • Features
  • Interest Checking
  • Perks Checking
  • Teen Checking
    • No minimum balance1 or fees

    • Earns Interest
    • Exclusive Discounts
    • Free ATM or Debit MasterCard®
    • Digital Wallet
    • Free online bill pay and mobile deposit2
    • Overdraft Protection
    • 24/7 FraudWatch® Monitoring

    1$1.00 deposit is required to open account, plus check printing charges if any

    2Customers in good standing for 30 days may enroll in Mobile Check Deposits.  Contact ibanking@maspethfederal.com to enroll.  Standard charges from your cell phone provider may apply for text messaging or Mobile Web access.

    Checking Account Services & Features

    All our checking accounts include:

    • Debit MasterCard®

      Contactless chip technology. Surcharge-free ATM access. Web-enabled travel alerts. That's a debit card that maintains your lifestyle.

      Learn More
    • MX Money Management

      Gain insights on your spending, visualize your goals and manage all your financial accounts – all in one place via online or mobile banking.

      Learn More

      The Card With Hustle

      Get the Johnny Card, the exclusive debit card, free of charge and available with Interest, Perks or Teen Checking.

      Mobile Banking

      Check balances. Transfer funds. Make free mobile deposits. Manage your money wherever life takes you. No surprise fees or monthly charges.

      Learn More - Mobile Banking

      Calculators

      What's the maximum mortgage I can afford? How much will I need to save for retirement? Let's find out.

      Do the Math - Calculators

      Services And Resources

      Account Services

      • Surcharge-free1 access to over 95,000 ATMs within the Allpoint and MoneyPass networks at participating CVS, Rite Aid, 7-11, Target and Walgreens
      • Wire transfers and free check services
      • Low rental fees on safe deposit boxes

      1Please note that other ATMs might charge a service fee. International fees may apply.

      Resources