With our high-yield CD rates, you can get a real payoff and watch your money grow quickly – and safely. All you need to take advantage of this limited-time offer is a new or existing Perks or Interest Checking Account and a minimum checking account balance of $2,500.
• Open your CD with a $1,500 minimum investment at any local bank branch
• Maintain a minimum checking account balance of $2,500
• Earn interest on as much as you want – there’s no maximum investment
• Enjoy the peace of mind of FDIC insurance on your CD and checking
Choose the checking account benefits
you value most.
Perks Checking
Perks Checking gives you discounts and rewards you don’t expect plus special features you do.
Open an account at any branch and enjoy:
- Local discounts
- National retailer deals
- Cellphone protection
- Roadside assistance
- Fuel rewards
Get offers from brands you love:
Interest Checking
Interest Checking puts your balance to work and rewards you with benefits – minus the fees other banks charge.
Open an account at any branch and enjoy:
- Competitive interest compounded daily and credited monthly
- Free generic specialty2 checks and canceled check storage
Fee-Free and forward thinking.
All Maspeth Federal Savings checking accounts feature:
- No minimum balance2 or monthly service fees
- Online & mobile banking3 for 24/7 access to your funds
- Card Valet, which lets you set card limits, alerts and lock your card
- Send & receive money in minutes4 with Zelle®
- Free access to MX Money Management tools
- Identity theft protection
- 24/7 FraudWatch® Monitoring
- Overdraft protection options
- Add your debit card to Apple Pay®, Google Pay™, and Samsung Pay®
- Access to 95,000 surcharge-free ATMs5 at popular stores like 7-Eleven, Walgreens, CVS, Rite Aid, and Target
* Promotional Annual Percentage Yield is accurate as of date. Minimum Checking Account Balance of $2,500.00 is required to obtain the advertised APY on the CD account. If Checking Account Balance falls below $2,500.00 at any point during the term, the 5.00% APY and the rate will revert to 1%. After the promotional 7 month term ends, the Certificate of Deposit account will roll into a 6 month Certificate of Deposit and will be subject to the Interest rate as of that date. Early withdrawal penalties apply. Offer may be withdrawn or modified without prior notice.
2 Other designs are available for purchase.
3 $1.00 deposit is required to open account, plus check printing charges if any.
4 Must possess a valid social security number to use Mobile Banking or to view your account. Standard charges from your cell phone provider may apply for text messaging or Mobile Web access.
5 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle.
6 While we don’t charge a fee to use another bank’s ATM, other banks might charge a fee. International fees may apply.
Your story is our story.
Bank Community. Bank Maspeth.
At Maspeth Federal Savings, we’re a mutual bank, which means we don’t answer to shareholders. We answer to you, our members. We’re here in the community every day, seeing you out for coffee or at free events like Smile on Maspeth Day. Sure, we have the financial expertise you need from your bank. But it’s our community that drives everything we do.
